John and Ginger Reeves have lost their appeal against Allstate Insurance Company after the Court of Appeals of Georgia upheld a directed verdict in favor of the insurer. The Reeveses had filed a lawsuit against Allstate, claiming breach of contract for failing to pay the full amount due under their insurance policy after storm damage to their home. They sought over $432,000 in damages. However, the court ruled that the Reeveses did not file their suit within the one-year limitation period specified in their policy, rejecting their argument that a two-year limitation applied due to a fire endorsement. The court found no evidence of fire damage and determined that the one-year limitation was applicable.
Source: A24A0286_JOHN_REEVES_et_al_v_ALLSTATE_INSURANCE_COMPANY_Opinion.pdf
